The Credit Counseling Society


The Credit Counselling Society is an accredited non-profit charity that helps Canadians with their money. Find out how to deal with your debts without borrowing more money.

Check out their website at https://www.nomoredebts.org/ or watch their educational webinars below. 


Webinars and Resources

The Truth About Credit

Watch the Webinar » 

The Truth About Credit Credit (Part Two)

Watch the Webinar » 

Complete the webinar evaluation

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Description:

 Have you ever wondered where debt comes from? 

The answer is easy. Debt comes from credit. Debt is in all of our lives to one degree or another and treats all of us as equals; debt doesn’t’ care if you are a lawyer or a labourer, a dentist or a dockhand. 40% of Canadians find their debt level to be overwhelming. 44% of Canadians say that if their pay was delayed just one week they couldn’t pay their bills.

Does any of this sound familiar? If it does, don’t be surprised – you are not alone. Nearly 50% of the country reports feeling financially stressed in one form or another. 

Anecdotally, nursing is the profession that comes to us the most for assistance. Most of these challenges come from the simple fact that many of us don’t fully understand credit, credit bureaus, credit scores and credit reports. 

 Did you know that it is possible to make your payments on time all the time, never be late, never go over your credit limit and STILL have your credit score go down? Do you know that in some circumstances it can actually be dangerous to prepay your credit cards? Because we don’t fully understand these things it is easy for credit to get the better of us. 

If you want to learn the Truth About Credit come to our workshop and learn about how one person almost lost their home because of a $0.07 mistake with a credit card. Yes, really.
Learning Objectives: 

- Understand the true cost of credit

- Be aware of credit traps / psychology of marketing

- How to order and understand your own credit history

- Be aware of some of the little known oddities of credit

- Be a credit aware consumer

Resources to Download:
Letters to Creditors
(Microsoft Word Document)
Equifax and TransUnion
(Adobe PDF File)